Supplemental Medical
Supplemental Medical
Even with comprehensive coverage from your primary medical plan, you will still have some out-of-pocket expenses if you get critically ill or are seriously injured. Supplemental medical insurance offers additional protection to help you pay expenses not covered by your primary medical plan.
Your primary medical plan pays your doctors and hospitals for day-to-day health care needs. Supplemental medical plans provide cash benefits paid directly to you in the event of an accident, critical illness or hospital stay. You can use the money to help pay for co-pays, your deductible or coinsurance and other life needs like groceries or caregiving.
Contact Info
Aflac
Accident Insurance, Critical Illness, Hospital Indemnity
Plan # 21132
Phone: 1-800-433-3036
Website: www.aflacgroupinsurance.com
Documents
Accident Insurance, Critical Illness and Hospital Indemnity
Group Accident Insurance
Designed to help protect you from unexpected financial stress if you or a covered family member has a covered accident, this coverage supplements your primary medical plan by providing cash benefits. You can use this money to help pay for medical expenses not paid by your medical plan (such as your deductible or coinsurance) or for anything else (such as everyday living expenses). You may enroll in this coverage if you are at least 18 years of age.
Based on your plan, you receive a cash benefit up to a specific amount for:
- Medical fees
- Dislocation or fracture
- Initial hospital confinement
- Intensive care
- Ambulance
- Accidental death
- Dismemberment
The actual benefit amounts depend on the type of injury(ies) you have and the medical services you need.
2022 Aflac Accident Summary
Group Critical Illness Insurance
If you are diagnosed with a covered critical illness, such as a heart attack or cancer, critical illness insurance provides financial support to help you while you are recovering. You may enroll in this coverage if you are under age 65 at the time you first enroll. Once you enroll, you may keep your coverage in force after age 65.
If you experience a covered critical illness, you receive a lump-sum benefit payment to help cover out-of-pocket expenses for your treatment that are not covered by your medical plan. You also can use the money to take care of other expenses, such as housekeeping services, special transportation, and day care.
Health Screening Benefit
The Critical illness insurance plan also includes incentives to get your annual health screenings! The plan pays a $100 health screening benefit for enrolled employees and spouses (not payable for dependent children), as well as a $200 mammogram benefit (certain stipulations apply). Learn more at Aflac.
2022 Aflac Critical Illness Summary
Group Hospital Indemnity Insurance
Even with your primary medical coverage, you still may be responsible for copays, deductibles, and other out-of-pocket costs. A hospital indemnity plan provides supplemental payments that you can use to cover expenses your medical plan doesn’t cover, such as hospital stays.
Mammography Benefit
The Hospital Indemnity Insurance plan includes incentives to get mammography screenings! The plan pays a $100 mammogram benefit.