Eligibility
Benefits Eligibility
Full-time employees who work 30 or more hours per week are eligible for benefits generally on the first of the month following a 60-day waiting period* beginning with your date of hire.
What is the Stability Period?
The Affordable Care Act requires Allied Universal® to offer medical coverage to full-time employees. Full-time is defined as working an average of 30 hours (20 hours in HI) or more per week and is calculated through a 6-month look back or “measurement” period. If you are eligible, benefits will be offered and provided for a 6-month “stability” period. Allied Universal measures hours each 6-month measurement period to confirm benefits eligibility.
If You Are Rehired or Experience a Job Status Change
If you are rehired or experience a change in your job status (i.e., work hour increase or change job locations) you may become eligible for benefits or have a change in your benefit offering.
If you are a rehired employee your effective date of coverage is determined by the length of time you were gone from the company.
If you experience a job change it may impact your benefit offering and require new elections.
Benefits Eligibility (Hawaii Employees)
Full-Time employees who work 20 or more hours per week are eligible for benefits generally on the first of the month following a 30-day waiting period beginning with your date of hire.
*The waiting period and hours requirement may vary as required by state law (i.e., Hawaii) as well as by client contract and/or union agreement.
Allied Universal H&W Plan Document/SPD
Dependents
Here is a summary of your eligible and ineligible dependents. Be sure to review this section carefully and confirm that your enrolled dependents meet the requirements for coverage through Allied Universal. Dependents are subject to verification.
Eligible Dependents
You may enroll the following eligible dependents
- Your spouse, defined as a person to whom you are legally married. Please note that you will be required to provide proof of marriage.
- Your domestic partner. A domestic partner is an individual of the same or opposite sex with whom you have registered with any State or local governmental domestic partner registry. Alternatively, if there is no State or local government registry, you can demonstrate that a domestic partnership has been established if all of the following are met:
- You and your partner are both at least age 18.
- Neither you nor your partner is legally married to another person or in a civil union or domestic partnership with another person.
- You and your partner are not related by blood to a degree of closeness that would prohibit marriage in your state of residence.
- You and your partner are in an exclusive, committed relationship that is intended to be permanent.
- You and your partner share a mutual obligation of support and responsibility for each other’s welfare.
- You and your partner share a principal residence and intend to do so permanently.
- You and your partner are jointly responsible for each other’s common welfare and share financial obligations.
- Please note that you will be required to provide either: (1) documentation showing you are registered with a State or local governmental domestic partner registry or (2) if there is no State or local government registry, a completed “Affidavit of Domestic Partnership or Civil Union” (along with the required documentation specified on the Affidavit). If needed, the Affidavit can be obtained from the dependent verification vendor.
- Note: Federal tax law does not recognize domestic partnership; therefore, company-provided contributions for domestic partner coverage are considered “imputed income” and will increase your taxable income. You will see this imputed income reported on your annual Form W-2 as taxable wages. For more information, review the Method of Reporting Imputed Income.
- Your child, up to age of 26 (including natural, step, children of a domestic partner, or legally adopted children, as well as children legally placed for adoption or any children for whom you are a legal guardian). You will be required to provide documentation supporting your relationship to the child.
- An unmarried dependent child of any age, who is permanently and totally disabled, does not provide more than 50% of their own support, and who lives with you for more than half the year. The child must have been covered by an Allied Universal health plan prior to reaching the age of 26. You must provide proof of the child’s disability within 31 days of the disability or the date his or her coverage under the plan would otherwise end. Your child’s coverage will continue until the first of these events occurs:
- Your child recovers,
- You fail to provide proof of continuing disability when required or requested,
- You fail to obtain a requested exam to determine whether your child remains disabled, or
- Your participation as an employee ends under the Allied Universal health plan.
Ineligible Dependents
Below is a list of ineligible dependents:
- Aunts
- Uncles
- Cousins
- Parents
- In-Laws
- Grandparents
- Children over the age of 26 (with the exception described above for dependent children permanently and totally disabled)
- Siblings
Dependent Verification
We require all dependents to be verified by our third-party dependent verification vendor to ensure only eligible dependents are covered under the plan(s). If any of your enrolled dependents are found to be ineligible, they will be removed from your coverage.
Domestic Partner Policy
Dependent Eligibility Verification
As part of our efforts to manage the overall cost of Allied Universal’s benefits program and to ensure compliance with our plan rules, Allied Universal has contracted with a third-party to verify only eligible dependents are enrolled in our plans. An eligible dependent is considered to be: your legally married spouse or domestic partner and/or your dependent child(ren) up to age 26, as defined in the Allied Universal Health and Welfare Benefit Plan and Summary Plan Description. Review a full list of eligible dependents.
Be sure to review your dependents’ eligibility and do not enroll those who are not eligible for coverage. You will be required to provide documentation proving your dependent(s) are eligible for Allied Universal coverage, such as:
- Marriage Certificate,
- Proof of domestic partnership, such as documentation of registration or if your state or local government does not have a registry, a signed Affidavit of Domestic Partnership or Civil Union
- or Birth certificate, for children.
If it is determined that you have enrolled ineligible dependents, they will be removed from coverage retroactively and you may be required to repay any benefits paid on their behalf. Providing false, incomplete or misleading information for the purpose of receiving benefits under the Allied Universal benefit plans may result in disciplinary action or other adverse consequences up to termination of employment.
When Coverage Ends
Short and Long Term Disability coverage ends on the last day of employment, although if you were disabled and collecting disability prior to your employment ending those may continue under the terms of the insurance contract.
All other coverages end at midnight on the last day of the month in which your employment terminates.
Be aware, if you change from Full-Time to Part-Time, your benefits will continue through the “stability” period which is for a period of at least six months unless you request to make changes as a qualifying life event.
By use of this website, you acknowledge the following:
- I understand it is unlawful for myself or my dependents to knowingly provide false, incomplete or misleading facts or information to Allied Universal for the purpose of defrauding or attempting to defraud. Penalties may result in loss, delay or reduction of coverage, ineligibility to enroll in plans, repayment of benefits paid on your behalf and/or discipline up to and including termination of your employment.
- I understand and acknowledge that under the Allied Universal Section 125 Plan, benefits are deducted on a before-tax basis. I hereby elect to have the Company redirect my salary on a pre-tax basis during the Plan Year and apply this amount toward the purchase of the health coverage I have designated. I further understand and acknowledge: that because my taxable compensation will be reduced due to my participation in the Allied Universal Section 125 Plan, my social security benefits may be reduced; that my health coverage and/or cost of health coverage may be changed from time to time due to a change in my title, job site or change in rates; that my election cannot be changed unless there is a change in my family status as defined in the Changing Your Coverage section; that if my benefits are made effective retroactive to the first of the month, I may incur missed payroll deductions.
While care has been exercised in the development of this site and the eHub online enrollment system, the information it contains may be subject to inaccuracies in the accumulation of data or in calculations. In the event of a discrepancy, your benefits will be governed by the plan documents.