Disability
The loss of income due to illness or injury can cause serious financial hardship for you and your family. Disability insurance replaces a portion of your income to help you continue paying your bills and meeting your financial obligations during this difficult time.
Note: There are restrictions for certain pre-existing conditions under the Short-Term and Long-Term Disability plans.
Short-Term Disability Insurance (STD)
Contact Info
New York Life Group Benefit Solutions (NYL GBS)
Phone: 1-866-253-1054
Website: www.newyorklife.com/group-benefit-solutions/employees
Voluntary Life: FLX 980472
Voluntary STD: VDT 980203
Voluntary LTD: VDT980204
Hawaii TDI: TDI 980166
NJ STD: SDJ 980146
NY DBL: NYD 075686
NY PFL: NYD 075686
Documents
Long-Term Disability Insurance (LTD)
Documents
Helpful Disability Insurance Terms
Qualifying Disability: A sickness or injury that causes you to be unable to perform any other work for which you are or could be qualified by education, training or experience
Benefit Duration: Maximum amount of time you may receive proceeds for a continuous disability
Elimination or Waiting Period: The time you must wait
before you are eligible to receive benefit payments
This information is not intended to be a complete description of the insurance coverage available. The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable and the policy documents govern all benefits under the plan. For complete details of coverage and availability, please contact New York Life at 1-800-362-4462.